That sounded really melodramatic. I didn't mean it that way. It's not that I thought I would die young, I just never thought I would get old so fast! Just yesterday there were still years until I had to think about retirement, so I didn't think about it.
I had a 401K in the past, but I cashed it out to buy a house, not that there was much in it. I occasionally thought I should be saving for retirement, but I also thought that was something I would worry about when I was older, and had more time and more money.
Now, at almost 56, next week actually, I'm realizing that I'm totally unprepared. As a single woman, that is not a good place to be. I'm on a mission to create a retirement for myself and I hope I haven't waited too long.
I'm sure I'm not the only one in this boat. I have plenty of friends who don't have a retirement account, 401K, IRA or any of the other letters and numbers that responsible adults should have by now.
I'm starting this little blog to keep track of the things I do to get myself in a better financial situation so that my golden years don't involve living with my daughter and darning socks.
How did I get here? That's a story for tomorrow, I think.
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